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Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.
Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.
This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.
Listen now, and become an OLD friend–your optimal life awaits…
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2966:
Wanderer from Millennial Revolution exposes the deceptive practices of financial institutions, highlighting their resistance to index funds due to the threat they pose to their fee-based business model. Learn why financial literacy is crucial to avoid falling victim to misleading advice and how to take control of your investments with low-cost, efficient options.
Read along with the original article(s) here: https://www.millennial-revolution.com/invest/why-the-banks-are-out-to-get-you/
Quotes to ponder:
“Anyone can buy index funds. You don’t need to be licensed, and you don’t need anyone’s permission. All you need is a brokerage account.”
“The finance industry is here for one reason and one reason only: to take as much of your money as they can.”
“If your bank lies to you, leave! This is a great rule to follow in general: I refuse to do business with liars, and so should you.”
Episode references:
Quit Like a Millionaire: https://www.amazon.com/Quit-Like-Millionaire-Radical-Wealth/dp/0525538690
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Highlights
- A recommended Personal Finance Podcast by The Smart Wallet.
- A recommended Best Investing Podcast by The Street.
- Listed as a Top Personal Finance Podcast by Investopedia, Deal Room, and GOBankingRates.
Send in Your Questions
Got a money-related issue on your mind? Send it over to finance AT oldpodcast DOT com and Diania may feature your question in a future episode!
View past personal finance questions and answers Diania has hosted on the OFD show.
Summary
You don't need to spend hours searching for the best personal finance blogs. These episodes are selected and narrated to you in 10 minutes or less.
No matter where you're at in your relationship with money, it's never too late to get started on improving your finances.
You'll learn about budgeting, investing, and financial independence through this podcast. You don't need a financial background or be trained in budgeting spreadsheets to start being able to make sense of your money matters. After all, we're all looking to simplify how we handle and manage our money.
You'll also learn about financial literacy fundamentals like building up an emergency fund or setting up goals for your future financial aspirations. The personal finance bloggers featured on the podcast come from different backgrounds with diverse philosophies on wealth and money.
Money today is a basic human need for survival and building a lifestyle you can be satisfied with. You'll gain a well-rounded perspective on the subject through Optimal Finance Daily.
Personal Finance Starter Packs
If you're a new listener, check out our starter packs.
Here are OFD Podcast episodes arranged by theme. Learn from the world's best blogs whom we narrate with author permission.
- Saving Starter Pack
- Budgeting Starter Pack
- Retirement Starter Pack
- Financial Independence
- Dealing With and Paying Off Debt
- Wealth Building and Investing
Show Host(s)
Diania Merriam
Diania Merriam is the founder of The EconoMe Conference, an event centered around financial independence. Diania saves 60% of her income and is on track to be financially independent by the time she’s 40 years old. She’s passionate about personal finance and thrilled to be the new host of Optimal Finance Daily as of October 2020.
When she’s not working, you can find her cooking and hiking with her best friend, an 80 lb German Shepard Lab mix named Buddy.
Diania has been quoted in publications like Business Insider and ABC 6 News.
Diania was motivated to start a conference after the pursuit of FIRE changed her life. She started EconoMe to make the ideas that inspired her more accessible to others.
The EconoMe Conference is a two-day event at the University of Cincinnati happening on November 13th & 14th 2021.
This event brings together mainstage speakers to discuss things like debt reduction, real estate investing, credit card hacking, side hustles, career development, and so much more. The speaker lineup and panelists include JD Roth (Get Rich Slowly), Bitches Get Riches, Naseema McElroy (Financially Intentional), Kiersten Saunders (Rich & REGULAR), Joe Saul Sehy (Stacking Benjamins), Carl Jensen (1500 Days to Freedom), Kevin Ha (Financial Panther), Paula Pant (Afford Anything), Rich Jones (Paychecks & Balances), and Pete Adeney (Mr. Money Mustache).
There are also breakout sessions on even more money topics, a live recording of the Stacking Benjamins podcast, and other fun activities to connect you with like-minded people. It's been described as “a party about money” for good reason!
Tickets are available here and use code OFD for a 10% discount!
Dan Weinberg
Dan hosted Optimal Finance Daily from 2016 to 2020. You can find him hosting Optimal StartUp Daily which covers entrepreneurial and freelancing content.
You might recognize Dan Weinberg's voice from advertisements for Burger King, Petco, and Instagram. He's a professional voice actor and spends time with his family when he isn't behind the mic.
Featured Bloggers Include
What Others are Saying
“If you're in a rush and want to get the lowdown on the best finance and investment advice of the day, in 15-minute bites, look no further than OFD.”
– TheStreet.com