2912: 8 Tips on How to Move to Your Next House on a Budget by Lisa Harrison of Mad Money Monster

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[00:00:56] [SPEAKER_03]: Das ist Optimal Finance Daily.

[00:00:59] [SPEAKER_03]: 8 Tipps on how to move to your next house on a budget.

[00:01:03] [SPEAKER_03]: By Lisa Harrison of MadMoneyMonster.com

[00:01:06] [SPEAKER_03]: Und ich bin deine Hostin und Personal Finanz enthusiast, Diana Merriam.

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[00:01:23] [SPEAKER_03]: Als wir optimieren, Ihre Leben.

[00:01:29] [SPEAKER_03]: 8 Tipps on how to move to your next house on a budget.

[00:01:34] [SPEAKER_03]: By Lisa Harrison of MadMoneyMonster.com

[00:01:38] [SPEAKER_03]: Moving homes is a stressful process,

[00:01:41] [SPEAKER_03]: especially when you're forced to do it on a tight budget.

[00:01:45] [SPEAKER_03]: However, this does not mean that you cannot do it or that you cannot find affordable housing.

[00:01:51] [SPEAKER_03]: It just means you need to be more resourceful and strategic about your options.

[00:01:57] [SPEAKER_03]: As with any significant life change, moving comes with its fair share of stressors and expenses.

[00:02:04] [SPEAKER_03]: Whether you're moving to a new house or apartment, uprooting your life and possessions will cost you money in one way or another.

[00:02:13] [SPEAKER_03]: When moving homes on a tight budget, there are some things you should keep in mind when making plans.

[00:02:20] [SPEAKER_03]: Thankfully, there are ways to save money when moving houses.

[00:02:24] [SPEAKER_03]: And it does not have to be so expensive that it breaks the bank.

[00:02:28] [SPEAKER_03]: Here are some valuable tips on moving homes when on a budget.

[00:02:33] [SPEAKER_03]: 1. Research your potential moving costs

[00:02:37] [SPEAKER_03]: You want to know the exact cost of moving your things from one place to another before you start to plan your move.

[00:02:45] [SPEAKER_03]: Moving costs depend on several factors, such as the distance of your move and the size of your belongings.

[00:02:53] [SPEAKER_03]: You should keep in mind that there are different options when it comes to hiring a moving company,

[00:02:58] [SPEAKER_03]: and that each option comes with its own price.

[00:03:01] [SPEAKER_03]: You also need to consider the cost of your new home in your moving costs.

[00:03:06] [SPEAKER_03]: Renting is a good option for those who are on a budget, as it's typically less money up front.

[00:03:12] [SPEAKER_03]: You could also look up how to get a loan for a rental property, as this can help you if you have less money to spend up front.

[00:03:20] [SPEAKER_03]: Getting a loan from the bank can help you immensely with moving costs, and can help you stay under your budget.

[00:03:26] [SPEAKER_03]: Whether you're renting or buying, you should ensure that you stay within budget.

[00:03:31] [SPEAKER_03]: 2. Make a list of what you need to buy for your new home

[00:03:37] [SPEAKER_03]: Before you start packing your stuff, make a list of everything you need for your new place.

[00:03:42] [SPEAKER_03]: You don't want to forget anything, and it would be a good idea to write a list of things you need before you start packing your belongings.

[00:03:49] [SPEAKER_03]: You'll want to make a list of items such as furniture, a new bed or couch, appliances, decorations, and other necessities.

[00:03:59] [SPEAKER_03]: You should also ensure that no renovations are needed for your new home.

[00:04:03] [SPEAKER_03]: If renovations or upgrades are required, make sure that it fits your budget to fix those things before you decide to buy a home.

[00:04:12] [SPEAKER_03]: Even if the price of the house is within your budget, having too many things you need to purchase or fix can throw you far from your budget.

[00:04:20] [SPEAKER_03]: 3. Check the resale value of your belongings

[00:04:25] [SPEAKER_03]: Before you throw out your old belongings, you should check the resale value of your stuff.

[00:04:30] [SPEAKER_03]: You never know, you might actually be able to make some money from your old things.

[00:04:34] [SPEAKER_03]: Some items you can sell for a reasonable price are books, CDs, DVDs, and clothes.

[00:04:42] [SPEAKER_03]: You can visit websites such as eBay or Craigslist to sell your items.

[00:04:47] [SPEAKER_03]: Selling old things you don't want to take with you will not only eliminate excess stuff for you to move,

[00:04:53] [SPEAKER_03]: but it will also give you some extra cash that you could put towards your moving budget.

[00:04:58] [SPEAKER_03]: 4. Ask for help from friends and family

[00:05:03] [SPEAKER_03]: If you need additional help with your move, you should ask for help from friends or family.

[00:05:08] [SPEAKER_03]: This could save you a ton of money as it would eliminate some costs for moving and packing services

[00:05:13] [SPEAKER_03]: that you otherwise may have needed to hire for some extra help.

[00:05:17] [SPEAKER_03]: Also, having your friends and family help you would save the stress of having strangers handle your things

[00:05:23] [SPEAKER_03]: as you can have people you trust help you with your move.

[00:05:28] [SPEAKER_03]: 5. Don't go over your budget

[00:06:30] [SPEAKER_03]: If you want to buy brand new furniture, you can look for furniture sales or clearances at furniture stores.

[00:06:37] [SPEAKER_03]: 7. Declutter before you move

[00:06:41] [SPEAKER_03]: You should declutter your house before you move.

[00:06:44] [SPEAKER_03]: You'll want to get rid of all the things you don't need or can get rid of.

[00:06:48] [SPEAKER_03]: You can visit your local Goodwill or Salvation Army store and donate old stuff if you don't have the time to sell it.

[00:06:56] [SPEAKER_03]: Decluttering your home can save you time and money regarding your moving expenses,

[00:07:00] [SPEAKER_03]: as you'll have less stuff that needs to be moved to your new home.

[00:07:05] [SPEAKER_03]: And number 8. Set a moving date and stick with it

[00:07:09] [SPEAKER_03]: You should set a moving date and stick with it.

[00:07:12] [SPEAKER_03]: If you want to move on a specific date, you should set a moving date as soon as possible.

[00:07:17] [SPEAKER_03]: Moving on a particular date will allow you to plan ahead and will help you save money.

[00:07:22] [SPEAKER_03]: If you choose a date but decide to change it, you may need to cancel services you've hired to help with moving,

[00:07:29] [SPEAKER_03]: which can cost you extra money with cancellation fees.

[00:07:33] [SPEAKER_03]: Wrapping it up

[00:07:34] [SPEAKER_03]: Moving homes is an expensive process, but there are ways to save money when moving.

[00:07:40] [SPEAKER_03]: Moving with a strict budget can be challenging, but it's not impossible.

[00:07:45] [SPEAKER_03]: As long as you know your budget and stick to it, you can move with as little stress as possible

[00:07:50] [SPEAKER_03]: and be able to enjoy your new home as soon as you move in.

[00:07:58] [SPEAKER_03]: You just listened to the post titled

[00:08:00] [SPEAKER_03]: 8 Tips on How to Move to Your Next House on a Budget

[00:08:04] [SPEAKER_03]: by Lisa Harrison of MadMoneyMonster.com

[00:08:07] [SPEAKER_03]: And I'll be right back with my commentary.

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[00:09:13] [SPEAKER_03]: I've moved about 10 times in my adult life,

[00:09:16] [SPEAKER_03]: and I found it mostly to be a very enjoyable and low-cost endeavor.

[00:09:21] [SPEAKER_03]: First of all, I've done all of my moving when I was single,

[00:09:25] [SPEAKER_03]: and packing up a one-bedroom apartment is way easier than packing up a full house.

[00:09:31] [SPEAKER_03]: Secondly, I'm not very materialistic, so I don't have a lot of stuff.

[00:09:35] [SPEAKER_03]: Most of my moves around Brooklyn took one to two hours start to finish,

[00:09:41] [SPEAKER_03]: and I've always had friends willing to help.

[00:09:43] [SPEAKER_03]: Even when I moved from New York City to Cincinnati,

[00:09:47] [SPEAKER_03]: I rented the smallest size U-Haul box truck,

[00:09:50] [SPEAKER_03]: and a friend of mine tagged along for the 14-hour road trip.

[00:09:54] [SPEAKER_03]: I absolutely love the feeling of a fresh start.

[00:09:58] [SPEAKER_03]: Getting to a new space and deciding where everything should go while unpacking

[00:10:02] [SPEAKER_03]: has been a very relaxing activity for me.

[00:10:06] [SPEAKER_03]: Looking at all my stuff, both while I'm packing it up and while I'm unpacking,

[00:10:12] [SPEAKER_03]: forces me to question if it still serves me during this new season.

[00:10:17] [SPEAKER_03]: Sometimes I would pack something up, get to the new place,

[00:10:20] [SPEAKER_03]: and decide that I actually don't want it, and I'd let it go.

[00:10:24] [SPEAKER_03]: Seeing all my old stuff in a new space gives me the sense that anything can happen.

[00:10:30] [SPEAKER_03]: And inviting my new neighbors over for dinner reminds me that I'm always surrounded by community.

[00:10:36] [SPEAKER_03]: While this article makes moving sound like a miserable and expensive activity,

[00:10:41] [SPEAKER_03]: remember that you can absolutely change your experience by changing your perspective.

[00:10:47] [SPEAKER_03]: But that'll do it for today.

[00:10:49] [SPEAKER_03]: Thank you for being here every day and listening.

[00:10:51] [SPEAKER_03]: Have a great rest of your day,

[00:10:53] [SPEAKER_03]: and I'll see you tomorrow where optimal life awaits.

[00:10:56] [SPEAKER_03]: Let's...

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