2993: 8 Judgment-Free Ways to Change Your Shopping Habits by Courtney Carver of Be More With Less
Optimal Finance DailyJanuary 04, 2025
2993
00:11:19

2993: 8 Judgment-Free Ways to Change Your Shopping Habits by Courtney Carver of Be More With Less

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Episode 2993:

Courtney Carver offers a compassionate guide to breaking free from impulsive shopping patterns. She shares eight practical, judgment-free strategies to align your spending with your values, simplify your life, and foster intentional habits that nurture both your wallet and your well-being.

Read along with the original article(s) here: https://bemorewithless.com/shopping-habits/

Quotes to ponder:

"Instead of finding gratification in owning, find it in appreciation for the item."

"You’ve already paid enough with your money, time, attention, energy, and emotions. You don’t have to continue paying with guilt."

"Simply becoming more aware of how you spend and why you buy will allow you to shift your shopping habits with more ease."

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[00:00:00] [SPEAKER_00]: This is Optimal Finance Daily, 8 Judgment-Free Ways to Change Your Shopping Habits by Courtney Carver of BeMoreWithLess.com

[00:00:10] [SPEAKER_00]: If you want to change your shopping habits, you may have experienced this shopping scenario.

[00:00:15] [SPEAKER_00]: You find the perfect thing, add to cart, and realize you have to spend a little bit more to get free shipping.

[00:00:21] [SPEAKER_00]: So you keep shopping.

[00:00:23] [SPEAKER_00]: Or like I used to do, maybe you buy things you don't really want so that you can get something for free that you don't really need.

[00:00:30] [SPEAKER_00]: How many times did I buy makeup so I could get the free makeup bag full of samples that were being offered?

[00:00:36] [SPEAKER_00]: Whether you walk in the store for one thing and come home with 10 things, or found a shirt and liked it so much you bought it in every color,

[00:00:45] [SPEAKER_00]: I've done that before, and then wore the black shirt over and over again,

[00:00:49] [SPEAKER_00]: you can change your shopping habits anytime.

[00:00:53] [SPEAKER_00]: Even if you couldn't resist a recent online sale, or you try to shop away your feelings, it's not too late.

[00:01:00] [SPEAKER_00]: The best part is that you don't have to torture yourself for your past mistakes.

[00:01:05] [SPEAKER_00]: There are judgment-free ways to change your shopping habits.

[00:01:10] [SPEAKER_00]: How to Check and Change Your Shopping Habits

[00:01:14] [SPEAKER_00]: Buying things and spending money isn't bad or good.

[00:01:18] [SPEAKER_00]: There's no moral value assigned to the dress you bought at Target while you were grocery shopping.

[00:01:24] [SPEAKER_00]: Been there, done that.

[00:01:26] [SPEAKER_00]: Instead, consider how your shopping habits support what you want in your life and for your life.

[00:01:32] [SPEAKER_00]: Simplicity isn't just about the outgoing stuff.

[00:01:35] [SPEAKER_00]: The incoming stuff is just as important.

[00:01:37] [SPEAKER_00]: If you're working towards a clutter-free home, you want more stuff going out the door than coming in the door.

[00:01:45] [SPEAKER_00]: If you're paying down debt or saving for something, notice when your shopping habits pull you away from what's important to you.

[00:01:52] [SPEAKER_00]: Remove any judgment you have about past spending and shopping habits.

[00:01:57] [SPEAKER_00]: Even when you're experimenting and creating new habits, choose noticing over judging.

[00:02:04] [SPEAKER_00]: Things may have to shift depending on your lifestyle, the time of year, and other things.

[00:02:09] [SPEAKER_00]: While there isn't a perfect solution that fits every person in every situation,

[00:02:14] [SPEAKER_00]: at least a few of these eight suggestions will help you change your shopping habits and simplify your life.

[00:02:21] [SPEAKER_00]: Eight Judgment-Free Ways to Change Your Shopping Habits

[00:02:25] [SPEAKER_00]: When you stop shopping, don't judge your past behavior.

[00:02:29] [SPEAKER_00]: Notice it, but resist making judgments or feeling badly about it.

[00:02:34] [SPEAKER_00]: You've already paid enough.

[00:02:36] [SPEAKER_00]: You've paid with your money, time, attention, energy, and emotions.

[00:02:40] [SPEAKER_00]: You don't have to continue paying with guilt or other negative emotions.

[00:02:46] [SPEAKER_00]: Number one, cultivate a museum mentality.

[00:02:50] [SPEAKER_00]: Living more simply doesn't mean you don't want to occasionally buy something.

[00:02:54] [SPEAKER_00]: Instead of finding gratification in the owning, find it in appreciation for the item.

[00:03:01] [SPEAKER_00]: For instance, when you walk through a museum, you can fully appreciate the art without owning it.

[00:03:07] [SPEAKER_00]: The same goes for new clothing, gadgets, and other things.

[00:03:11] [SPEAKER_00]: When you desire, admire, don't acquire.

[00:03:16] [SPEAKER_00]: This will help you shift your shopping habits because instead of approaching things with the

[00:03:20] [SPEAKER_00]: question of what's missing, you'll be asking, what do I enjoy and appreciate?

[00:03:26] [SPEAKER_00]: Number two, wait and see.

[00:03:29] [SPEAKER_00]: A purchase pause will do wonders when you're trying to change your shopping habits.

[00:03:34] [SPEAKER_00]: Sometimes the thing you want to buy right now isn't about the thing.

[00:03:38] [SPEAKER_00]: Instead, that impulse is about how you're feeling and where you are.

[00:03:43] [SPEAKER_00]: Let the moment pass.

[00:03:44] [SPEAKER_00]: That thing you want to buy now will very likely still be available next month.

[00:03:49] [SPEAKER_00]: Wait 30 days for any purchase and see if it still is necessary or appealing later.

[00:03:55] [SPEAKER_00]: Spoiler alert, it rarely is.

[00:03:59] [SPEAKER_00]: Number three, buy it on paper.

[00:04:02] [SPEAKER_00]: Get a good look at your shopping habits in a risk-free way.

[00:04:06] [SPEAKER_00]: Carry a small notebook with you.

[00:04:08] [SPEAKER_00]: And whenever you think about buying something,

[00:04:10] [SPEAKER_00]: write down what it is and how much it costs.

[00:04:13] [SPEAKER_00]: Do this for 30 days and see how much money you've saved.

[00:04:17] [SPEAKER_00]: If you want to take this a step further,

[00:04:20] [SPEAKER_00]: set the cash aside for every purchase you don't make.

[00:04:23] [SPEAKER_00]: At the end of 30 days, you'll have a good contribution to put towards debt,

[00:04:28] [SPEAKER_00]: rent, a donation, or a trip, depending on what you want to do with your money.

[00:04:34] [SPEAKER_00]: Number four, establish gift policies.

[00:04:38] [SPEAKER_00]: Talk to your friends and family and come up with a way to change

[00:04:41] [SPEAKER_00]: and reduce exchanging gifts during the holidays.

[00:04:45] [SPEAKER_00]: Suggest a new twist, like gifting experiences over stuff,

[00:04:49] [SPEAKER_00]: or spending money on a dinner or weekend getaway in lieu of gifts.

[00:04:53] [SPEAKER_00]: If you're ready to call gift giving off,

[00:04:56] [SPEAKER_00]: be gentle with people who aren't there yet, but hold your ground.

[00:05:01] [SPEAKER_00]: Setting boundaries and having these conversations early can be really helpful.

[00:05:05] [SPEAKER_00]: You may be surprised that people agree with you.

[00:05:09] [SPEAKER_00]: Number five, try a shopping ban.

[00:05:12] [SPEAKER_00]: It's easier to recognize the behaviors and patterns of your shopping habits

[00:05:16] [SPEAKER_00]: when you break away from them for a while.

[00:05:19] [SPEAKER_00]: Try a spending freeze or a no-buy July.

[00:05:23] [SPEAKER_00]: You might try another simplicity challenge too, like Project 333.

[00:05:28] [SPEAKER_00]: A challenge will bring more intention to your desire to change your shopping habits

[00:05:33] [SPEAKER_00]: while leaving the judgment behind.

[00:05:36] [SPEAKER_00]: Number six, create shopping-free zones.

[00:05:40] [SPEAKER_00]: Notice when and where you shop the most

[00:05:42] [SPEAKER_00]: and declare those times and areas shopping-free zones.

[00:05:47] [SPEAKER_00]: For instance, if you notice you shop after work

[00:05:50] [SPEAKER_00]: or later at night when scrolling social media,

[00:05:53] [SPEAKER_00]: don't go there at all.

[00:05:55] [SPEAKER_00]: Steer clear of your favorite shops and unsubscribe from text and email notifications

[00:06:00] [SPEAKER_00]: reminding you to buy things you weren't even thinking about.

[00:06:04] [SPEAKER_00]: Give yourself some space from the places that make you want to shop.

[00:06:09] [SPEAKER_00]: Number seven, the buddy system.

[00:06:12] [SPEAKER_00]: If you have shopaholic tendencies,

[00:06:15] [SPEAKER_00]: team up with a friend or family member who likes to shop too.

[00:06:19] [SPEAKER_00]: Whenever you're about to make an impulse purchase,

[00:06:21] [SPEAKER_00]: call your friend and talk through it.

[00:06:23] [SPEAKER_00]: Do you need it?

[00:06:25] [SPEAKER_00]: Do you need it today?

[00:06:27] [SPEAKER_00]: Ask questions and be supported and supportive.

[00:06:30] [SPEAKER_00]: We all need a little help sometimes.

[00:06:33] [SPEAKER_00]: And number eight, you can return that.

[00:06:36] [SPEAKER_00]: If you do buy something during a shopping ban

[00:06:39] [SPEAKER_00]: or overdo it during a sale

[00:06:41] [SPEAKER_00]: and momentarily forget about why you want to change your shopping habits,

[00:06:46] [SPEAKER_00]: instead of judging yourself or giving yourself a hard time,

[00:06:49] [SPEAKER_00]: remember that you can likely return whatever is weighing you down.

[00:06:54] [SPEAKER_00]: Simply becoming more aware of how you spend and why you buy

[00:06:58] [SPEAKER_00]: will allow you to shift your shopping habits with more ease.

[00:07:02] [SPEAKER_00]: Becoming more intentional about how you want to spend not only money,

[00:07:06] [SPEAKER_00]: but your time, energy, and attention will simplify and enrich your life.

[00:07:11] [SPEAKER_00]: You just listened to the post titled,

[00:07:18] [SPEAKER_00]: Eight Judgment-Free Ways to Change Your Shopping Habits

[00:07:21] [SPEAKER_00]: by Courtney Carver of BeMoreWithLess.com.

[00:07:25] [SPEAKER_00]: You sign up for something,

[00:07:27] [SPEAKER_00]: forget about it after the trial period ends,

[00:07:29] [SPEAKER_00]: then you're charged month after month after month.

[00:07:32] [SPEAKER_00]: The subscriptions are there, but you're not using them.

[00:07:35] [SPEAKER_00]: In fact, I just learned that 85% of people

[00:07:38] [SPEAKER_00]: have at least one paid subscription going unused each month.

[00:07:42] [SPEAKER_00]: Thanks to Rocket Money,

[00:07:43] [SPEAKER_00]: you can see all of your subscriptions in one place

[00:07:46] [SPEAKER_00]: and cancel the ones you're not using anymore,

[00:07:48] [SPEAKER_00]: saving more money.

[00:07:49] [SPEAKER_00]: Rocket Money is a personal finance app

[00:07:52] [SPEAKER_00]: that helps find and cancel your unwanted subscriptions,

[00:07:55] [SPEAKER_00]: monitors your spending,

[00:07:56] [SPEAKER_00]: and helps lower your bills so you can grow your savings.

[00:07:59] [SPEAKER_00]: The app automatically scans your bills

[00:08:02] [SPEAKER_00]: to find savings opportunities

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[00:08:07] [SPEAKER_00]: No more waiting on hold.

[00:08:09] [SPEAKER_00]: And their new goals feature makes saving automatic,

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[00:08:14] [SPEAKER_00]: or saving for a house.

[00:08:15] [SPEAKER_00]: Cancel your unwanted subscriptions

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[00:08:20] [SPEAKER_00]: Go to rocketmoney.com slash OFD today.

[00:08:24] [SPEAKER_00]: That's rocketmoney.com slash OFD.

[00:08:27] [SPEAKER_00]: rocketmoney.com slash OFD.

[00:08:31] [SPEAKER_00]: Uncontrolled shopping

[00:08:33] [SPEAKER_00]: often stems from something deeper

[00:08:35] [SPEAKER_00]: than the thrill of a purchase.

[00:08:36] [SPEAKER_00]: It's not just about wanting things.

[00:08:39] [SPEAKER_00]: It's about seeking comfort,

[00:08:41] [SPEAKER_00]: distraction, or validation.

[00:08:43] [SPEAKER_00]: When we're not at peace with ourselves,

[00:08:46] [SPEAKER_00]: shopping can become a quick fix,

[00:08:48] [SPEAKER_00]: a way to momentarily numb the discomfort

[00:08:51] [SPEAKER_00]: of loneliness, stress, or insecurity.

[00:08:54] [SPEAKER_00]: But at its core,

[00:08:56] [SPEAKER_00]: every dollar we spend

[00:08:57] [SPEAKER_00]: reflects what we value,

[00:08:59] [SPEAKER_00]: whether consciously or not.

[00:09:01] [SPEAKER_00]: When there's a gap between what we truly value

[00:09:04] [SPEAKER_00]: and where our resources go,

[00:09:06] [SPEAKER_00]: it can create inner conflict.

[00:09:08] [SPEAKER_00]: That glossy new purchase

[00:09:10] [SPEAKER_00]: might bring fleeting joy,

[00:09:12] [SPEAKER_00]: but it doesn't address the underlying feelings

[00:09:15] [SPEAKER_00]: driving the behavior.

[00:09:17] [SPEAKER_00]: Instead,

[00:09:18] [SPEAKER_00]: it often leaves us feeling empty or regretful

[00:09:21] [SPEAKER_00]: and the cycle begins again.

[00:09:23] [SPEAKER_00]: Breaking free from this cycle

[00:09:25] [SPEAKER_00]: isn't about depriving yourself,

[00:09:27] [SPEAKER_00]: but reconnecting with yourself.

[00:09:30] [SPEAKER_00]: For me,

[00:09:31] [SPEAKER_00]: financial discipline

[00:09:32] [SPEAKER_00]: became a catalyst

[00:09:33] [SPEAKER_00]: for personal growth.

[00:09:35] [SPEAKER_00]: I wasn't much of a shopper,

[00:09:37] [SPEAKER_00]: but I used other forms of spending,

[00:09:39] [SPEAKER_00]: like lots of partying in my 20s,

[00:09:41] [SPEAKER_00]: to escape my feelings.

[00:09:44] [SPEAKER_00]: When I decided to prioritize

[00:09:45] [SPEAKER_00]: paying off debt,

[00:09:47] [SPEAKER_00]: I found myself spending more time alone,

[00:09:49] [SPEAKER_00]: cooking,

[00:09:50] [SPEAKER_00]: journaling,

[00:09:51] [SPEAKER_00]: and working out.

[00:09:52] [SPEAKER_00]: It helped me uncover

[00:09:53] [SPEAKER_00]: why I needed those distractions

[00:09:55] [SPEAKER_00]: in the first place.

[00:09:57] [SPEAKER_00]: The process of confronting those feelings

[00:10:00] [SPEAKER_00]: and learning to enjoy my own company

[00:10:02] [SPEAKER_00]: was transformative.

[00:10:04] [SPEAKER_00]: Changing your perspective on shopping

[00:10:06] [SPEAKER_00]: isn't just about saving money.

[00:10:08] [SPEAKER_00]: It's about reclaiming your time,

[00:10:11] [SPEAKER_00]: energy,

[00:10:11] [SPEAKER_00]: and emotional well-being.

[00:10:13] [SPEAKER_00]: You deserve a life

[00:10:14] [SPEAKER_00]: where your choices

[00:10:15] [SPEAKER_00]: reflect what you truly value.

[00:10:18] [SPEAKER_00]: But that should do it for today.

[00:10:20] [SPEAKER_00]: Have a happy rest of your day,

[00:10:21] [SPEAKER_00]: and I'll be back here tomorrow

[00:10:23] [SPEAKER_00]: where your optimal life awaits.

[00:10:24] [SPEAKER_00]: I'll be back here tomorrow.

[00:10:24] [SPEAKER_00]: I'll be back here tomorrow.

[00:10:24] [SPEAKER_00]: I'll be back here tomorrow.

[00:10:24] [SPEAKER_00]: Thank you.