3147: Get Rich With: the ChaCHING Instinct by Mr. Money Mustache on Financial Independence
Optimal Finance DailyMay 18, 2025
3147
00:11:36

3147: Get Rich With: the ChaCHING Instinct by Mr. Money Mustache on Financial Independence

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Episode 3147:

Mr. Money Mustache explains how developing a “ChaCHING!” instinct, feeling rewarded by not spending money, can radically shift your financial trajectory and mindset. By training yourself to see each avoided purchase as a small win, you increase both your wealth and your freedom without relying on deprivation or strict budgets.

Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/06/04/get-rich-with-the-chaching-instinct/

Quotes to ponder:

"I just avoided a purchase, and I am richer because of it. Cha-CHING!!"

"Every time you don’t spend unnecessary money, you have won a little game."

"Your safety margin and independence in life just grew a little bit, and the entire rest of your life will now be better because of it."

Episode references:

The Marshmallow Test: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment

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