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Episode 3620:
Craig Stephens outlines six practical habits that separate above-average retirement savers from everyone else, from consistently investing in tax-advantaged accounts to avoiding high fees and ignoring market noise. His advice shows how small, disciplined decisions made over many years can dramatically improve long-term financial security and help build a retirement portfolio that supports your goals.
Read along with the original article(s) here: https://www.retirebeforedad.com/6-habits-above-average-retirement-savers/
Quotes to ponder:
"Among the most important savings habits is consistency."
"Successful retirement savers have an eye on the future and are less inclined to splurge on short-term pleasures and shiny objects."
"The best strategy for most everyone is to contribute to accounts regularly and keep your hands off."
Episode references:
Vanguard How America Saves Report: https://institutional.vanguard.com/how-america-saves/overview.html
Roth IRA Information – IRS: https://www.irs.gov/retirement-plans/roth-iras
Fidelity Retirement Savings Statistics: https://www.fidelity.com/viewpoints/retirement/retirement-savings-by-age
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