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Episode 3671:
Kumiko explains how three ordinary spending habits set people up to fail financially: shopping out of boredom, spending money that is not guaranteed yet, and buying things to impress other people. She shares the fixes that worked during her own climb out of $77,000 of debt, from unsubscribing from store emails to leaving the credit cards at home. Her point is that better money management usually starts with noticing the habit, not with more willpower.
Read along with the original article(s) here: https://www.thebudgetmom.com/3-spending-habits-that-are-setting-you-up-for-failure/
Quotes to ponder:
"What people don't realize is that we are often our own worst enemy when it comes to our financial circumstances."
"Rely only on your income, and never spend more money than you make."
"A generous heart, kindness, hard work, dedication, and true intentions are far more likely to impress someone than possessions."
Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day.
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