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Episode 3697:
J. Money boils years of writing about personal finance down to the four pieces of advice he repeats most often: contribute at least enough to your 401k to capture the full employer match, track every dollar you spend for three months, build an emergency fund big enough to sleep at night, and get rid of bad debt. He explains why each one works, including the tax break that makes the 401k contribution sting less than expected, and admits how wide the gap was between what he had budgeted and what he was actually spending.
Read along with the original article(s) here: https://budgetsaresexy.com/my-4-favorite-pieces-of-financial/
Quotes to ponder:
"Contribute AT LEAST as much as your employer matches."
"This is the one thing you can do to learn EXACTLY where your hard-earned money goes to."
"There's something to be said in having a pile of cash in your account for whatever it is you'll need it for."
Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day.
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