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Episode 3736:
J.D. Roth explains why "retirement" means different things to different people, walking through early retirement, semi-retirement, and the mini-retirements Tim Ferriss describes. He argues that the word carries too much baggage and makes the case for talking about financial independence instead, a continuum where every dollar saved buys a little more freedom. It is a clear-eyed look at what you are actually saving money for, and what you might do once you get there.
Read along with the original article(s) here: https://www.getrichslowly.org/retirement-vs-financial-independence/
Quotes to ponder:
"There are clearly different degrees of financial freedom, so it's possible to talk about progress along a sort of FI continuum."
"In the end, it doesn't matter how you label your lifestyle. Whether you're retired or not, all that matters is making sure your work and spending match your personal mission statement."
"To my mind, retirement comes in a variety of shapes and sizes."
Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day.
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