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Episode 2165:
Laura Gariepy answers a question most new freelancers and business owners skip past: whether business insurance is actually necessary. She explains why a homeowner's policy and an LLC will not cover business losses, then works through the common coverage types, including general liability, professional liability, product liability, commercial property, and commercial auto, plus what changes once a company has employees. She ends with the SBA's four-step approach to finding the right policy.
Read along with the original article(s) here: https://womenwhomoney.com/need-business-insurance/
Quotes to ponder:
"Many people mistakenly believe their homeowner's insurance will protect them from business losses."
"Getting business insurance will protect your business assets as well."
"It's therefore crucial for you to find an insurance professional you trust."
Optimal Work Daily is a daily career advice podcast where we narrate the best articles on productivity, entrepreneurship, and work-life balance, read to you by a professional narrator so you can grow your career a little more every day.
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