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Michelle Schroeder-Gardner of Making Sense of Cents shares 11 ways you’re wasting time, and how to change.

Episode 943: 11 Ways You’re Wasting Time And How to Change by Michelle Schroeder-Gardner of Making Sense of Cents (Productivity).

Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She’s currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at

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