Our podcast's budgeting starter pack, featuring episodes from Optimal Finance Daily.
How would you define budgeting?
Do you have a budget, and are you good at sticking to your budgeting goals?
Budgeting can make a big difference to your quality of life. In terms of numbers, making a million dollars doesn't mean much for your financial life if you spend all of it or make bad investments.
If budgeting gets you all bothered because of a fear of money or something else, these episodes should help clear some of the fog and overwhelm you're experiencing.
They're also full of tips and techniques that you can apply to your budgeting style.
Budgeting Starter Pack: Podcast Episodes
Here are a selection of episodes covering the topic of budgeting by some of the world's best personal finance bloggers.
Feel free to select the episode which resonates the most with you, or check them all out to gather the tips you'd most like to apply in your own life!
1. Gina Zakaria on Frugal Living and Mindful Spending
Is being frugal the way to misery or happiness? It depends on who you ask! Gina shows you how frugality can go beyond being restrictive or stingy, and how it can help your mind be aware and at peace with your spending habits.
2. Jen Hayes on How to Stick to A Budget
How do you stick to a budget if you have an overspending habit? Jen shares helpful tips on how to identify you budget busters. She also shares how keeping to a budget actually allows you to feel good about spending cash on fun items.
3. Joshua Becker on Budgeting Tips
Is is possible to lower your fixed costs, like housing and insurance or childcare costs? As the saying goes, “Where there's a will, there's a way.” Joshua lays out ten practical ways to lower your fixed costs and see the real result in your savings.
4. The Budget Mom on Budgeting by Percentages
Is there a specific percentage of your money that should be going towards certain activities? Kumiko explores the pros and cons of percentage budgeting and how to decide if it's best for you. She also offers her preferred alternative solution at the end of the episode.
5. Kelley Long on The No-Tracking Budget
Kelley shares her method for budgeting through a digital version of the envelope system. Her episode will help you think about some of the accounts you might want to set up to better organize your spending and budgeting.
6. Emily Guy Birken on Budgeting for Unexpected Expenses
In this episode, Emily shares how to budget for irregular costs. She lets you know how to tell the difference between emergency, irregular, and miscellaneous expenses that can sneak up on you.
7. Holly Johnson on Budgeting for Holidays
Do bigger and more expensive gifts make for a more memorable holiday experience? Holly explains how keeping to a budget during the holidays can be a sensible move for your wallet and sanity.
8. Leo Babauta on Simple Budgeting
Leo shares how to make budgeting a streamlined and fuss-free activity in this episode. You'll be amazed at what a starting point of a few lists can do to your financial life.
9. Kalen Bruce on 5 Categories Your Budget May Be Missing
Kalen shares a few short-term and long-term categories you might want to add to your budgeting plans, so that your budget is practical and realisitc.
10. Michelle Scroeder-Gardner on The Question of Not Having a Budget
Michelle shares the positive aspects of making a budget.
If the other episodes haven't convinced you of the importance of having a budget, this one from the award-winning Making Sense of Cents blog will.
Where Do I Go From Here?
We hope you've enjoyed this budgeting starter pack.
Let us know which episode or tips were your favorite from this list, and what step you're going to take this week to improve your budget!
Editor's Note: We have six shows in our podcast network to optimize your life in multiple areas (health, personal finance, and more).
To learn more, visit our “start here” page or click on each logo below to learn more about each show!