2105: Should You Do a HELOC or a Second Mortgage? By Miranda Marquit

Diania Merriam is the founder of The EconoMe Conference, an event centered around financial independence. After getting out of $30K of debt in 11 months, she used her newfound financial freedom to walk 500 miles across northern Spain on the Camino de Santiago. Diania saves 60% of her income and is on track to be financially independent by the time she’s 40 years old. She’s passionate about personal finance and thrilled to be the new host of Optimal Finance Daily. When she’s not working, you can find her cooking and hiking with her best friend, an 80 lb German Shepard Lab mix named Buddy.